Other than that, I should state that I am thankful for (and constantly surprised by) my personal credit card statements. For a long while now, I've noticed that, once in a while, the financial institution actually gives me a few cents on my monthly bill. No idea why. I tried to figure it out but I've run out of theories. So, for example, this month, my bill was reduced by 7 cents. Because it was the January bill, I also got my cashback reward - that I knew about and was fully expecting, at least.

But just now I logged into my online account to find they've now given me 5$. I don't know why.

But I'll take it.